Employee Benefits Solutions, Inc.


Knowledge. Experience. Confidence.

About Us


Whether you run a factory, warehouse, or office, EBS will be a partner every step of the way to find the needs-based solutions that are best for you and your employees.

When choosing EBS you will enjoy the confidence and peace of mind that comes with working directly with the owner and president of EBS.  

Terry Lothamer works hard to stay ahead in the insurance industry so that the needs of your employees are met and your company can focus on doing what it does best.


Meet the Team


Terry Lothamer, President

Terry Lothamer is the Founder of Employee Benefits Solutions Inc. Terry has forty years of experience and has developed and maintained relationships with nearly every major market within the field. Terry has knowledge of fully insured, retro accounting, self-funded, and payroll deduction products. Terry will communicate these technical concepts to employers and employees. Terry's experience includes being a partner in a very large Brokerage [TPA firm, a marketing executive in a large financial firm, and a broker.



University of Pennsylvania, The Wharton School
CEBS 2002-2004
St. Joseph's College in Rensselaer, Indiana
Bachelor's of Arts in Sociology
Dean's List Recipient


President of Employee Benefits Solutions, Inc
Muncie, Indiana
Vice President of First Merchants Insurance
Muncie, Indiana
Partner of Insurance Risk Management
Muncie, Indiana
Account Executive of Major Indianapolis Agency
Indianapolis, Indiana
Insurance Agent for Great-West Life
Indianapolis, Indiana


Angela Condon



Angela Condon founded and operates Condon & Associates. Angela Condon has been in the employee benefits field and the insurance industry for 21 years. Angela's experience includes management and enrollment experience with a Fortune 500 company and working with large multi-state firms and small local employers. EBS and Condon & Associate partner with clients in a cost effective approach.